Crypto Beyond the Hype — A 2025 Investor Update
In 2021, we published a three-part series unpacking cryptocurrency. Back then, it was niche and highly speculative. Part 1 Part 2 Part 3
Since then, crypto has had milestone moments — from Coinbase becoming a publicly traded company to the SEC approving spot Bitcoin ETFs — pulling digital assets into the regulated investment landscape. Yet volatility, regulatory uncertainty, and custody risks remain.
Why This Update Matters
Blockchain is now influencing industries well beyond finance, from food safety to healthcare. But exchange collapses and shifting regulations remind us that risk management is critical.
Our new whitepaper, Crypto Beyond the Hype: A Rational Investor’s Guide in 2025, reframes the conversation around risk education, exploring:
- Crypto’s path from novelty to mainstream
- Spending crypto and the role of stablecoins
- Whether — and how — crypto belongs in a retirement-focused portfolio
Spending Crypto in 2025
Crypto-linked cards and PayPal make spending digital assets easier, but mainstream use is limited. Stablecoins offer a practical bridge by pegging to the U.S. dollar, reducing volatility for payments. Still, they’re better suited for transactions than as investments.
The Portfolio Question
For most investors, the key issue isn’t can you buy crypto, but should you? Our whitepaper explains why diversified ETFs already give indirect exposure to companies building the crypto ecosystem. This allows participation in the sector’s growth without the extreme volatility and custody risks of holding tokens directly.
Get the Full Picture
📥 Download the whitepaper to see:
- How crypto has evolved since 2021
- Real-world blockchain applications outside finance
- Where stablecoins fit into the payment landscape
- Practical guidance on portfolio integration