FVIM's Insights

News and information about preserving your life savings

How to Avoid “Indecision Prison” With Your Retirement Investments

Usually, it's nice to have choices in your life – unless analysis paralysis sets in, and choosing becomes a chore. We've all been there, haven't we? I've been known to get bunched up just picking which cereal to buy for my kids. There are so darn many, sometimes I can't decide. I call this "indecision prison." What then? If you lock up over your br...
Continue reading
  601 Hits
601 Hits

3 Tax-Efficient Tips for your Investments

Tax Day has come and gone, but the memories linger on, especially the annual reminder that taxes can and do take away from your investment returns. I like to remind people (including myself!) that taxes can be thought of as one of those "good problems" to have. At least it means you're earning the income to begin with, right? And you do still get t...
Continue reading
  656 Hits
656 Hits

When can I safely retire?

If you are approaching retirement age, this question may be consuming your thoughts or regular conversations with your loved ones. Related questions include: Have I saved enough to support my desired retirement lifestyle? How much can I prudently spend each year once I do retire? When should my spouse and I take our Social Security? What investment...
Continue reading
  708 Hits
708 Hits

Fiduciary: A Funny Word with Serious Meaning

​Finance is often such serious business – after all, we're talking about people's life's savings –we advisors may sometimes get caught up in our own gobbledygook language and forget that the rest of the world doesn't know what we're talking about. Take the word " fiduciary ." The term has been grabbing a lot of financial headlines lately, as the Ap...
Continue reading
  1174 Hits
1174 Hits