FVIM's Insights

News and information about preserving your life savings

A Bear Encounter in Real Life

​ It's been several years since we have seen anything close to a bear market, as defined by a 20% or greater decline in equity prices. Sure, there have been a few 10% corrections, but volatility has been pretty low, and stock market gains have been pretty consistent. So, are we "overdue"? In many ways, that's an invalid question. If history is our ...
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5 Questions for Your Financial Advisor

With our last post ( How to Avoid "Indecision Prison" With Your Retirement Investments ) we discussed "indecision prison" and consequences investors encounter with their retirement savings. Many face a similar dilemma when deciding which advisor should manage their retirement resources. You may find yourself in the middle of this dilemma right now....
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How to Avoid “Indecision Prison” With Your Retirement Investments

Usually, it's nice to have choices in your life – unless analysis paralysis sets in, and choosing becomes a chore. We've all been there, haven't we? I've been known to get bunched up just picking which cereal to buy for my kids. There are so darn many, sometimes I can't decide. I call this "indecision prison." What then? If you lock up over your br...
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3 Tax-Efficient Tips for your Investments

Tax Day has come and gone, but the memories linger on, especially the annual reminder that taxes can and do take away from your investment returns. I like to remind people (including myself!) that taxes can be thought of as one of those "good problems" to have. At least it means you're earning the income to begin with, right? And you do still get t...
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