FVIM's Insights

News and information about preserving your life savings

Summer Lane Closures and Investment Assumptions

Anyone who lives in the Pacific Northwest knows what summer means: A bounty of orange, "Merge Left" signs along our potholed roads. But a recent Cars.com post challenged what I thought I knew about whether to merge sooner or later in response to the signs. So it goes in investing as well, where many of our reactions to market warning signs run directly counter to our highest financial interests. Back to that Cars.com article. When a lane closure looms, common courtesy discourages most of us from zooming up to the front and expecting to be let in. And yet studies by...
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An Antidote to Doom & Gloom Investing

In our last post, Soul-Satisfying Investing , we explored the relationship between money and quality of life, and how there’s a big difference between investing for your life, versus investing becoming your life. One way to go about making this important connection is to begin with an optimistic outlook. For starters, you’ll probably feel better more often if you maintain a positive perspective. Beyond that, there’s plenty of empirical evidence that you’ll stand a better chance of achieving your most challenging goals – be they financial, personal or professional – if you remain upbeat along the way. Consider this quote from...
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12413 Hits

Soul-Satisfying Investing

David F. Swensen is best known for his lengthy tenure as Yale University’s Chief Investment since 1985, and for the Yale Model for durable institutional fund management. It’s less well-known that he spent six years on Wall Street before accepting his academic post, forgoing the potential to earn hundreds of millions of dollars as a high-flying fund manager. True, being Yale’s CIO pays well enough, but nowhere near the levels portrayed by Leonardo DiCaprio’s character Jordan Belfort in “The Wolf of Wall Street.” Why did Dr. Swensen opt for a more modest lifestyle? In an NPR interview , he explains: “I...
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9133 Hits

You and the Financial Media

In our last post > in which we celebrated Dr. Eugene Fama’s Nobel prize, we described how we relish our role of helping investors arrive at a disciplined strategy to carry them through toward their personal goals … come what may. As “come what may” unfolds, it is the duty and privilege of the financial media to report on it, and we would not want to be without that. But in a world of sources ranging from reliable to raving, how do you know which financial news warrants your attention, and which does not? Thinly Veiled Infomercials In newspapers and magazines,...
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