FVIM's Insights

News and information about preserving your life savings

Bad News, Good News, No News: What's an Investor To Do?

Mid East and Ukrainian unrest, U.S. immigration and IRS scandals, West Coast droughts and wild fires ... recent market volatility might allow those who have been predicting a market slap-down to say, "See, I told you so." Or not. We can't tell you whether today's decline will prove to be a blip or a trend. But either way we would advise you to either stick with your long-term investment portfolio if you've got one, or devote your energy to crafting a long-term strategy if you've not yet done so. The problems with trying to time the market instead, reacting to good,...
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4681 Hits

Summer Lane Closures and Investment Assumptions

Anyone who lives in the Pacific Northwest knows what summer means: A bounty of orange, "Merge Left" signs along our potholed roads. But a recent Cars.com post challenged what I thought I knew about whether to merge sooner or later in response to the signs. So it goes in investing as well, where many of our reactions to market warning signs run directly counter to our highest financial interests. Back to that Cars.com article. When a lane closure looms, common courtesy discourages most of us from zooming up to the front and expecting to be let in. And yet studies by...
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9947 Hits

An Antidote to Doom & Gloom Investing

In our last post, Soul-Satisfying Investing , we explored the relationship between money and quality of life, and how there’s a big difference between investing for your life, versus investing becoming your life. One way to go about making this important connection is to begin with an optimistic outlook. For starters, you’ll probably feel better more often if you maintain a positive perspective. Beyond that, there’s plenty of empirical evidence that you’ll stand a better chance of achieving your most challenging goals – be they financial, personal or professional – if you remain upbeat along the way. Consider this quote from...
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12375 Hits

Soul-Satisfying Investing

David F. Swensen is best known for his lengthy tenure as Yale University’s Chief Investment since 1985, and for the Yale Model for durable institutional fund management. It’s less well-known that he spent six years on Wall Street before accepting his academic post, forgoing the potential to earn hundreds of millions of dollars as a high-flying fund manager. True, being Yale’s CIO pays well enough, but nowhere near the levels portrayed by Leonardo DiCaprio’s character Jordan Belfort in “The Wolf of Wall Street.” Why did Dr. Swensen opt for a more modest lifestyle? In an NPR interview , he explains: “I...
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9074 Hits