FVIM's Insights

News and information about preserving your life savings

Investing In This World?

What are we to make of the world these days? In the aftermath of the earthquake in Japan and the tsunami that followed, along with all of the ongoing turmoil in the Middle East, it seems appropriate for us to pause and reflect. Through electronic media we’ve witnessed the human element of families searching for their loved ones. We’ve seen the destruction of homes and communities and watched people fight for the basic freedoms and human rights that we tend to take for granted in the US. All this can lead to feelings of empathy and gratitude. Nonetheless, mutual fund families,...
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Squam Lake Report

How do you define retirement? Are you planning to draw a sharp line between your career and your days of leisure, or do you expect a more gradual evolution? Either way, there will probably come a time when you begin to downplay building wealth and place greater emphasis on spending it and/or preserving it for future generations. For lack of a better word, we’ll call this post-transition period “retirement.” In a big-picture sense, much of the planning that goes on with your wealth is in anticipation and execution of retirement – and it’s where your investment advisor can really earn his...
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3032 Hits

A Hot Pick for 2011: Don't Pick Stocks That Start With

This would be funny, if it weren’t so sad. Evidence shows that stock-picking investors may be better off choosing what the stock analysts scorn than what they recommend. That’s right, the stock analysts — the folks who are supposed to be the ones in the know — seem to be better at identifying ho-hum than hot returns. I was reminded of this concept when I read Brett Arends’ well-researched Wall Street Journal article, “ Why You Shouldn’t Trust Wall Street’s Top Stocks for 2011 .” While we’re all bombarded by a barrage of daily stock tips, how many of them do...
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7138 Hits

Who is Dimensional Fund Advisors (DFA)?

As some of my posts contain information produced by Dimensional Fund Advisors (DFA), I thought it would be appropriate to explain a bit about who they are, and why I reference them with some regularity. DFA was founded in 1981 and is currently headquartered in Austin, Texas. Its governing board includes a who’s who list of respected academics and financial economists such as professors Eugene F. Fama of the University of Chicago and Kenneth R. French of Dartmouth. At its core, DFA is a mutual fund provider. In that respect, it bears similarities to many other fund providers whose names may...
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3469 Hits