FVIM's Insights

News and information about preserving your life savings

Lessons of Market Risk

Risk. At first glance, such a simple word, easily understood. After all, it’s there in just about every decision we make. From when to cross the street, to where to send our kids to college, we weigh the trade-off between the threats involved against our hoped-for rewards. In investing, there are several kinds of risk that come into play. Let’s explore the multi-faceted world of financial risk, and how an improved understanding can help you make better investment decisions.Unexplained Market RiskYou probably don’t need to be told that investing your hard-earned money in the stock market entails some risk. But it’s...
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8751 Hits

Investing In This World?

What are we to make of the world these days?In the aftermath of the earthquake in Japan and the tsunami that followed, along with all of the ongoing turmoil in the Middle East, it seems appropriate for us to pause and reflect. Through electronic media we’ve witnessed the human element of families searching for their loved ones. We’ve seen the destruction of homes and communities and watched people fight for the basic freedoms and human rights that we tend to take for granted in the US. All this can lead to feelings of empathy and gratitude.Nonetheless, mutual fund families, brokerage firms,...
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7353 Hits

Squam Lake Report

How do you define retirement? Are you planning to draw a sharp line between your career and your days of leisure, or do you expect a more gradual evolution? Either way, there will probably come a time when you begin to downplay building wealth and place greater emphasis on spending it and/or preserving it for future generations. For lack of a better word, we’ll call this post-transition period “retirement.”In a big-picture sense, much of the planning that goes on with your wealth is in anticipation and execution of retirement – and it’s where your investment advisor can really earn his or...
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3094 Hits

A Hot Pick for 2011: Don't Pick Stocks That Start With

This would be funny, if it weren’t so sad.Evidence shows that stock-picking investors may be better off choosing what the stock analysts scorn than what they recommend. That’s right, the stock analysts — the folks who are supposed to be the ones in the know — seem to be better at identifying ho-hum than hot returns.I was reminded of this concept when I read Brett Arends’ well-researched Wall Street Journal article, “Why You Shouldn’t Trust Wall Street’s Top Stocks for 2011.” While we’re all bombarded by a barrage of daily stock tips, how many of them do you actually remember a...
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7201 Hits