FVIM's Insights

News and information about preserving your life savings

3 Tips to Improve Decision Making for Your Investment Plan

Disciplined Investing
Amid tariff wars and temporary truces, Brexit bewilderment and historic Hong Kong rallies, the global thermometer isn't the only gauge that may leave you and your investment temperament reeling between cooling chills and hot thrills this summer. Let's take a refreshing journey back to May 2018, when the CFA Institute hosted its 71 st Annual Confere...
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20 Hits

Good Financial Advice

Fiduciary Financial Advice
In today's climate of one-page financial plans, bargain-basement fund pricing, and automated investment management tools, you may wonder whether you still need a living, breathing financial advisor. You do. But with a twist. Are you thinking about advice that's focused on how to make a killing on hot buy/sell recommendations? If so, you are correct...
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  106 Hits
106 Hits

Investing for Retirement Income: Straw, Sticks or Bricks? Part III: Total-Return Investing for Solid Construction

Sustainable Retirement Income
As we've discussed in the first two parts of this three-part series, we do not recommend turning to dividend-yielding stocks or high-yield ("junk") bonds to buttress your retirement income, even in low-yield environments. So what do we recommend? Today we'll answer that question by describing total-return investing . Part III: Total-Return Investin...
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  114 Hits
114 Hits

Investing for Retirement Income: Straw, Sticks or Bricks? Part II: High-Yield Bonds - Sticks and Stones Can Break You.

Sustainable Retirement Income
In Part I of our three-part series on investing for retirement income in low-rate environments, we explained why we don't advise bulking up on dividend-yielding stocks as a reliable way to generate retirement cash flow. Like the Three Little Pigs' straw house, dividend-yielding stocks can disappoint you by exhibiting inherent risks just when you mo...
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  166 Hits
166 Hits