FVIM's Insights

News and information about preserving your life savings

Reflecting on the Retirement Journey After Climbing Mount St. Helens

Planning for Retirement
Preparation, a trusted guide, and perseverance—all made a significant impact as my wife and I climbed the majestic Mount St. Helens. Since one has to purchase permits many months in advance, we picked August 2 nd for the big day. For those who live outside the Pacific Northwest, early August usually ensures a high probability that it will be warm a...
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125 Hits

You, Your Financial Well-Being and the Federal Reserve

Long-Term Investing
Beginning in December 2016, the U.S. Federal Reserve (the Fed) had been gradually ratcheting up the federal funds rate, until it reached its December 2018 level of 2.25–2.50% . Effective August 1, 2019, that changed: The Fed lowered the federal funds rate by a quarter point, to 2.20–2.25% . Even though the announcement was not a huge surprise, it w...
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151 Hits

3 Tips to Improve Decision Making for Your Investment Plan

Disciplined Investing
Amid tariff wars and temporary truces, Brexit bewilderment and historic Hong Kong rallies, the global thermometer isn't the only gauge that may leave you and your investment temperament reeling between cooling chills and hot thrills this summer. Let's take a refreshing journey back to May 2018, when the CFA Institute hosted its 71 st Annual Confere...
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123 Hits

Good Financial Advice

Fiduciary Financial Advice
In today's climate of one-page financial plans, bargain-basement fund pricing, and automated investment management tools, you may wonder whether you still need a living, breathing financial advisor. You do. But with a twist. Are you thinking about advice that's focused on how to make a killing on hot buy/sell recommendations? If so, you are correct...
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205 Hits